I am Heidy.
I am 27, from Los Angeles and new to San Francisco.
My fascination with numbers - math, science, logic - began in elementary school. I was inspired by my math courses at an early age and quickly saw how what I learned could be applied outside of the classroom.
I studied Business and Economics in college – became Founder and President of the Student Business Association and treasurer of the Student Body Government. Holding these positions prepared me for beginning my career, post college. My work in finance began with an internship for a non-profit; researching grants, fundraising, and speaking with donors on behalf of the Progressive Jewish Alliance.
I worked three years for a division of the Housing and Urban Development, Making Home Affordable program, analyzing and negotiating loan terms for homeowners who struggled during the recession and housing-market crash. Throughout the evaluation and analysis of 300 loans, I contributed to saving lenders and borrowers losses of over 3.8 Billion (USD).
Prior to transitioning to the for-profit sector, I volunteered and lived for three months in the village of El Triunfo, Guatemala, working for The Guatemalan Project, a non-profit (501 C-3) organization. During my time there, I facilitated the improvement of their Micro-Loan program by implementing data management enhancements and project planning developments.
I worked as an Associate at Analytic Investors LLC, a Quantitative Asset Manager, and contributed to the growth of 6.7 Billion firm AUM (USD) during my two years performing analysis for Directors on the Business Development team. At Analytic Investors, I enjoyed the process of assessing risk in portfolios and securities, building predictive models to forecast performance for funds and their corresponding benchmarks, and building competitive analysis reports. After the Wells Fargo Asset Management (WFAM) acquisition of Analytic Investors, I continued generating nearly 100% of our departments (20 quant funds) performance analysis - aimed toward institutional clients, prospects, and consultants.
I enjoy utilizing my financial background in the tech and non-profit worlds. I am passionate about technology because it is a means by which we continue to create, advance, and challenge economies - which directly affects financial systems and non-profit organizations. To better equip myself, I studied Data Science at General Assembly and grew my knowledge of data modeling, analysis, Python, SQL, and statistics.
If you are a small business or non-profit interested in improving your lead or member conversion rate, you may contact me @heidyzramirez.